Medicare Basics

Medicare is a federal health insurance program that pays some of the health care expenses for people who are 65 or older. It will also pay for health care for people who are eligible because of a disability or qualifying health condition.

Sign up for Medicare

Different Parts of Medicare

The different parts of Medicare help cover specific services:

Hospital Insurance

Hospital Insurance

Helps cover inpatient care in hospitals, skilled nursing facility, hospice, and home health care.

Medical Insurance

Helps cover doctors’ and other health care providers’ services, outpatient care, durable medical equipment, home health care, and preventive services.

Medicare Advantage

Offers health plan options run by Medicare-approved private insurance companies. Some Medicare Advantage Plans may include extra benefits for an extra cost.

RX Drug Coverage

Helps cover the cost of prescription drugs,
lower prescription drug costs, and help protect against higher costs, run Medicare-approved private insurance companies.